Skip to main content

Surgent's Avoiding the Top 10 Mistakes That Can Wipe Out Retirement Savings


Add to Calendar


2.00 Credits

Member Price $99.00

Non-Member Price $149.00


Years of growth in a retirement account can be wiped out by one mistake. As such, retirement account owners and their advisors should take care to ensure that IRAs are operated in compliance with the governing regulations. This includes ensuring that distributions are handled properly, and that movement of retirement assets, including between IRAs and employer plans, does not violate the limitations that apply.

  • Course Instructor: Denise Appleby, MJ, APA, CISP, CRPS, CRC
  • Highlights

    • Coverage of applicable rules from SECURE Act 2.0
    • The 10% penalty
    • Net unrealized appreciation of employer securities
    • Roth IRA conversions
    • Rollovers and the limitations
    • Direct rollovers vs indirect rollovers, and tax withholding 
    • Beneficiary portability rules
    • When a Roth IRA distribution is qualified to be tax-free
    • Excess contributions and the 6% excise tax



    Designed For

    All practitioners advising clients on these complex issues


    • Identify penalties that can apply to distributions, and how they can be avoided
    • Help clients avoid the portability mistakes that can result in unintended tax consequences
    • Move inherited retirement assets in a manner that preserves tax deferred status
    • Help clients avoid ineligible contributions
    • Explain the operational and compliance requirements for Roth IRA conversions




    This course is provided by a third-party vendor. Please note that login instructions will not be available in the ‘My Upcoming CPE’ section of the NESCPA website. Instead, the login instructions will be sent directly to you via email by Surgent. Upon completing the course, your hours will be recorded in the ‘My CPE Tracker’ section of the NESCPA website.

    Non-Member Price $149.00

    Member Price $99.00